Many residents of Knysna and Plettenberg have been left without sufficient insurance cover as fires raged through Knysna and Plettenberg Bay, destroying more than 1000 homes. In some cases, residents found out that their policy was insufficient to cover the damages caused by the fire to their homes. We are deeply saddened by this as we believe that Insurance is there to provide you with peace of mind, that in the event of a natural disaster you will be able to replace what is most important to you.
This is why we make sure all our policies cover natural disasters such as Fire, Wind, Storm, Hail, Lightning, Floods, etc.
We also ensure that our clients understand that Building cover is based on new replacement value to rebuild the property as is, not on Market value or municipal values. We can also recommend people to value the Buildings and Contents, should our clients have any concerns regarding the correct values. Our thoughts and prayers are with the residents of the affected area.